|Barked: Tue Feb 19, '13 7:53pm PST |
|I don't like Pet Insurance. The affordable ones don't cover much and those that they do cover are a pain in the butt to file a claim for. The ones that cover a lot are super expensive so what I do... I self-insure.
That is, instead of sending money to the Insurance company for premiums, I send the money to a bank account monthly that I open for vet bills. I would withdraw from this money only for things related to the health of the dog - vaccinations, annual check-ups, spay/neuter, or anything that I need to pay the vet for.
If, for some reason, I don't have enough money in the bank to cover the vet bills, then I open a Care Credit medical loan and pay on that using the monthly allowance that I send to the bank. I've had 2 dogs pass away (one at 13, the other at 14 years old) and my vet bank account still had a lot of money in it. I now have English Bulldogs and I'm certain one of these days, I'm going to need all that money and wipe out that bank account. English Bulldogs are known for expensive vet bills!
Care Credit also covers Canada for pet health last I checked.
Edited by author Tue Feb 19, '13 7:54pm PST
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